VR Bank Starnberg-Zugspitze eG
unknown
Headquarters
Tutzinger-Hof-Platz 8
82319 Starnberg
Bavaria
Germany
Contact
Management
Cyrus Ahari
Member of the Executive Board
Since January 10, 2024
Konrad Hallhuber
Member of the Executive Board
Since February 6, 2018
Martin Jocher
Member of the Executive Board
Since October 7, 2025
Stefan Hutter
Member of the Executive Board
Since October 7, 2025
Thomas Vogl
Member of the Executive Board
Since January 10, 2006
Franz WenischFormer
Member of the Executive Board
August 25, 2016 – March 25, 2022
Josef PöltFormer
Member of the Executive Board
August 25, 2016 – January 10, 2024
Peter GeußFormer
Member of the Executive Board
January 19, 2004 – November 20, 2019
Financials
| Year | Revenue | Earnings | Balance Total | Equity Ratio |
|---|---|---|---|---|
| 2024 | ~2.000.000.000 € | 6.500.516 € | 3.347.325.849 € | 6.2% |
| 2023 | ~2.100.000.000 € | 6.019.224 € | 3.406.695.033 € | 5.8% |
| 2022 | ~2.000.000.000 € | 5.960.819 € | 3.221.485.762 € | 5.2% |
| 2021 | ~1.900.000.000 € | 5.937.000 € | 3.084.521.000 € | 5.3% |
| 2020 | ~1.700.000.000 € | 6.345.687 € | 2.791.876.413 € | 5.6% |
Industry
NACE 64.19Other monetary intermediationISIC 6419Other monetary intermediationNAICS 522110Commercial BankingNAICS 522120Savings InstitutionsNAICS 522130Credit UnionsNAICS 522190Other Depository Credit IntermediationNAICS 522390Other Activities Related to Credit IntermediationUKSIC 64.19Other monetary intermediationNACE2025 64.19Other monetary intermediation
Raw Data
{
"id": "ef08aa14-ff34-4255-990c-169476e108eb",
"euId": "unknown",
"name": "VR Bank Starnberg-Zugspitze eG",
"legalForm": "eG",
"status": "active",
"foundationDate": "2002-02-27T00:00:00",
"vatId": "DE128252727",
"hq": {
"line2": null,
"street": "Tutzinger-Hof-Platz 8",
"city": "Starnberg",
"zipCode": "82319",
"state": "BY",
"country": "DE",
"latitude": 48.0000531,
"longitude": 11.3421909
},
"contactData": {
"emails": [
"info@vrbank-shl.de"
],
"phones": [
"+49 8152371200"
],
"websites": [
"https://www.vrsta.de/startseite.html"
],
"faxes": [
"+49 81525540"
]
},
"managers": [
{
"name": "Cyrus Ahari",
"position": "Member of the Executive Board",
"startDate": "2024-01-10T00:00:00",
"endDate": null
},
{
"name": "Franz Wenisch",
"position": "Member of the Executive Board",
"startDate": "2016-08-25T00:00:00",
"endDate": "2022-03-25T00:00:00"
},
{
"name": "Josef Pölt",
"position": "Member of the Executive Board",
"startDate": "2016-08-25T00:00:00",
"endDate": "2024-01-10T00:00:00"
},
{
"name": "Konrad Hallhuber",
"position": "Member of the Executive Board",
"startDate": "2018-02-06T00:00:00",
"endDate": null
},
{
"name": "Martin Jocher",
"position": "Member of the Executive Board",
"startDate": "2025-10-07T00:00:00",
"endDate": null
},
{
"name": "Peter Geuß",
"position": "Member of the Executive Board",
"startDate": "2004-01-19T00:00:00",
"endDate": "2019-11-20T00:00:00"
},
{
"name": "Stefan Hutter",
"position": "Member of the Executive Board",
"startDate": "2025-10-07T00:00:00",
"endDate": null
},
{
"name": "Thomas Vogl",
"position": "Member of the Executive Board",
"startDate": "2006-01-10T00:00:00",
"endDate": null
}
],
"industry": {
"isic": [
"6419"
],
"nace": [
"64.19"
],
"nace2025": [
"64.19"
],
"naics": [
"522110",
"522120",
"522130",
"522190",
"522390"
],
"uksic": [
"64.19"
],
"wz": []
},
"financials": [
{
"year": 2006,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1408743137.31,
"balanceTotalIsEstimate": true,
"earnings": 3431000,
"earningsIsEstimate": false,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 1600000000,
"revenueIsEstimate": true,
"revenueCagr": 0,
"revenueCagrIsEstimate": false,
"returnOnSales": 0.2144375,
"returnOnSalesIsEstimate": true,
"equity": 75018208.28,
"equityIsEstimate": true,
"equityRatio": 5.325187132641338,
"equityRatioIsEstimate": true,
"cash": 9483757.32,
"cashIsEstimate": true,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 1079721010.64,
"liabilitiesIsEstimate": true
},
{
"year": 2007,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1432953191.86,
"balanceTotalIsEstimate": false,
"earnings": 0,
"earningsIsEstimate": false,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 870000000,
"revenueIsEstimate": true,
"revenueCagr": -45.62500000000001,
"revenueCagrIsEstimate": true,
"returnOnSales": 0,
"returnOnSalesIsEstimate": false,
"equity": 77101408.1,
"equityIsEstimate": false,
"equityRatio": 5.380595021385236,
"equityRatioIsEstimate": false,
"cash": 11374739.72,
"cashIsEstimate": false,
"receivables": 15517378.86,
"receivablesIsEstimate": false,
"liabilities": 57037899.06,
"liabilitiesIsEstimate": false
},
{
"year": 2008,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1607128,
"balanceTotalIsEstimate": false,
"earnings": 3131,
"earningsIsEstimate": false,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 1100000,
"revenueIsEstimate": true,
"revenueCagr": -97.37797787957462,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.28463636363636363,
"returnOnSalesIsEstimate": true,
"equity": 79289,
"equityIsEstimate": false,
"equityRatio": 4.933583386015302,
"equityRatioIsEstimate": false,
"cash": 11356,
"cashIsEstimate": false,
"receivables": 15237,
"receivablesIsEstimate": false,
"liabilities": 171741,
"liabilitiesIsEstimate": false
},
{
"year": 2009,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1532111073.12,
"balanceTotalIsEstimate": false,
"earnings": 3203382.16,
"earningsIsEstimate": false,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 930000000,
"revenueIsEstimate": true,
"revenueCagr": -16.54462326679562,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.34444969462365593,
"returnOnSalesIsEstimate": true,
"equity": 81616677.43,
"equityIsEstimate": false,
"equityRatio": 5.327073138620122,
"equityRatioIsEstimate": false,
"cash": 9589575.79,
"cashIsEstimate": false,
"receivables": 13429201.71,
"receivablesIsEstimate": false,
"liabilities": 158398235.01,
"liabilitiesIsEstimate": false
},
{
"year": 2010,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1479751290.43,
"balanceTotalIsEstimate": false,
"earnings": 3287884.82,
"earningsIsEstimate": false,
"earningsCagr": 3140.535352500887,
"earningsCagrIsEstimate": false,
"revenue": 890000000,
"revenueIsEstimate": true,
"revenueCagr": -13.63903112465592,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.36942526067415726,
"returnOnSalesIsEstimate": true,
"equity": 85095245.52,
"equityIsEstimate": false,
"equityRatio": 5.750645130052376,
"equityRatioIsEstimate": false,
"cash": 9086172.62,
"cashIsEstimate": false,
"receivables": 12539600.97,
"receivablesIsEstimate": false,
"liabilities": 105071364.94999999,
"liabilitiesIsEstimate": false
},
{
"year": 2011,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1523066175.47,
"balanceTotalIsEstimate": false,
"earnings": 3361000,
"earningsIsEstimate": false,
"earningsCagr": 923.9100716769699,
"earningsCagrIsEstimate": false,
"revenue": 920000000,
"revenueIsEstimate": true,
"revenueCagr": 1.4068152651862231,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.36532608695652175,
"returnOnSalesIsEstimate": true,
"equity": 88226320.54,
"equityIsEstimate": false,
"equityRatio": 5.792678083260198,
"equityRatioIsEstimate": false,
"cash": 9253764.5,
"cashIsEstimate": false,
"receivables": 13463649.18,
"receivablesIsEstimate": false,
"liabilities": 146681921.5,
"liabilitiesIsEstimate": false
},
{
"year": 2012,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1694836848.6200004,
"balanceTotalIsEstimate": false,
"earnings": 3500358.4,
"earningsIsEstimate": false,
"earningsCagr": 478.2389756816528,
"earningsCagrIsEstimate": false,
"revenue": 1900000000,
"revenueIsEstimate": true,
"revenueCagr": 544.6741093737337,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.1842293894736842,
"returnOnSalesIsEstimate": true,
"equity": 180128384.25,
"equityIsEstimate": false,
"equityRatio": 10.628066317809132,
"equityRatioIsEstimate": false,
"cash": 10037483.9,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 147416731.48999998,
"liabilitiesIsEstimate": false
},
{
"year": 2013,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1552964650.6,
"balanceTotalIsEstimate": true,
"earnings": 3556207.41,
"earningsIsEstimate": true,
"earningsCagr": 2.646603269189307,
"earningsCagrIsEstimate": true,
"revenue": 2200000000,
"revenueIsEstimate": true,
"revenueCagr": 24.01805989170338,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.16164579136363638,
"returnOnSalesIsEstimate": true,
"equity": 94797789.09,
"equityIsEstimate": true,
"equityRatio": 6.104310813087352,
"equityRatioIsEstimate": true,
"cash": 12026384.57,
"cashIsEstimate": true,
"receivables": 1019361135.58,
"receivablesIsEstimate": true,
"liabilities": 1318194820.2,
"liabilitiesIsEstimate": true
},
{
"year": 2014,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1615731186.01,
"balanceTotalIsEstimate": false,
"earnings": 3699843.03,
"earningsIsEstimate": false,
"earningsCagr": 2.9951266520875874,
"earningsCagrIsEstimate": true,
"revenue": 980000000,
"revenueIsEstimate": true,
"revenueCagr": 2.4375109319923816,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.37753500306122445,
"returnOnSalesIsEstimate": true,
"equity": 98407052.41,
"equityIsEstimate": false,
"equityRatio": 6.0905584581190935,
"equityRatioIsEstimate": false,
"cash": 12392313.69,
"cashIsEstimate": false,
"receivables": 14869826.83,
"receivablesIsEstimate": false,
"liabilities": 77129388.8,
"liabilitiesIsEstimate": false
},
{
"year": 2015,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 2241338000,
"balanceTotalIsEstimate": false,
"earnings": 5399000,
"earningsIsEstimate": false,
"earningsCagr": 12.579989482270971,
"earningsCagrIsEstimate": true,
"revenue": 1400000000,
"revenueIsEstimate": true,
"revenueCagr": 11.067002727539311,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.3856428571428571,
"returnOnSalesIsEstimate": true,
"equity": 130885000,
"equityIsEstimate": false,
"equityRatio": 5.839592243561658,
"equityRatioIsEstimate": false,
"cash": 17265000,
"cashIsEstimate": false,
"receivables": 27293000,
"receivablesIsEstimate": false,
"liabilities": 114798000,
"liabilitiesIsEstimate": false
},
{
"year": 2016,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 2384058884.33,
"balanceTotalIsEstimate": false,
"earnings": 5766400.33,
"earningsIsEstimate": false,
"earningsCagr": 13.291693567247176,
"earningsCagrIsEstimate": true,
"revenue": 1500000000,
"revenueIsEstimate": true,
"revenueCagr": -5.738485231848811,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.3844266886666667,
"returnOnSalesIsEstimate": true,
"equity": 135865762.09,
"equityIsEstimate": false,
"equityRatio": 5.698926439402222,
"equityRatioIsEstimate": false,
"cash": 17175472.76,
"cashIsEstimate": false,
"receivables": 18279757.37,
"receivablesIsEstimate": false,
"liabilities": 151235947.84,
"liabilitiesIsEstimate": false
},
{
"year": 2017,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 2505390000,
"balanceTotalIsEstimate": false,
"earnings": 5971000,
"earningsIsEstimate": false,
"earningsCagr": 13.83216533601428,
"earningsCagrIsEstimate": true,
"revenue": 1600000000,
"revenueIsEstimate": true,
"revenueCagr": -7.652673811179477,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.3731875,
"returnOnSalesIsEstimate": true,
"equity": 140930000,
"equityIsEstimate": false,
"equityRatio": 5.62507234402628,
"equityRatioIsEstimate": false,
"cash": 16777000,
"cashIsEstimate": false,
"receivables": 20386000,
"receivablesIsEstimate": false,
"liabilities": 139126000,
"liabilitiesIsEstimate": false
},
{
"year": 2018,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 2533602529.99,
"balanceTotalIsEstimate": false,
"earnings": 6034630.95,
"earningsIsEstimate": false,
"earningsCagr": 13.009994606662678,
"earningsCagrIsEstimate": false,
"revenue": 1600000000,
"revenueIsEstimate": true,
"revenueCagr": 13.03774281185377,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.377164434375,
"returnOnSalesIsEstimate": true,
"equity": 145912178.1,
"equityIsEstimate": false,
"equityRatio": 5.7590792704400995,
"equityRatioIsEstimate": false,
"cash": 19416397.91,
"cashIsEstimate": false,
"receivables": 16506475.64,
"receivablesIsEstimate": false,
"liabilities": 139674287.38,
"liabilitiesIsEstimate": false
},
{
"year": 2019,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 2622797335.53,
"balanceTotalIsEstimate": false,
"earnings": 6294149.23,
"earningsIsEstimate": false,
"earningsCagr": 3.9096607734105504,
"earningsCagrIsEstimate": false,
"revenue": 1600000000,
"revenueIsEstimate": true,
"revenueCagr": 3.3946307914341167,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.39338432687499997,
"returnOnSalesIsEstimate": true,
"equity": 151232863.86,
"equityIsEstimate": false,
"equityRatio": 5.766090342220045,
"equityRatioIsEstimate": false,
"cash": 16005018.93,
"cashIsEstimate": false,
"receivables": 17649031.9,
"receivablesIsEstimate": false,
"liabilities": 136529469.54,
"liabilitiesIsEstimate": false
},
{
"year": 2020,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 2791876412.5,
"balanceTotalIsEstimate": false,
"earnings": 6345687.4,
"earningsIsEstimate": false,
"earningsCagr": 2.422051651044055,
"earningsCagrIsEstimate": false,
"revenue": 1700000000,
"revenueIsEstimate": true,
"revenueCagr": 3.178548877407361,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.37327572941176473,
"returnOnSalesIsEstimate": true,
"equity": 157230650.85,
"equityIsEstimate": false,
"equityRatio": 5.631719589951584,
"equityRatioIsEstimate": false,
"cash": 15931936.03,
"cashIsEstimate": false,
"receivables": 16160592.7,
"receivablesIsEstimate": false,
"liabilities": 178053876.28,
"liabilitiesIsEstimate": false
},
{
"year": 2021,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 3084521000,
"balanceTotalIsEstimate": false,
"earnings": 5937000,
"earningsIsEstimate": false,
"earningsCagr": -0.14265970107336656,
"earningsCagrIsEstimate": false,
"revenue": 1900000000,
"revenueIsEstimate": true,
"revenueCagr": 4.389881496492198,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.3124736842105263,
"returnOnSalesIsEstimate": true,
"equity": 162116000,
"equityIsEstimate": false,
"equityRatio": 5.255791742056546,
"equityRatioIsEstimate": false,
"cash": 0,
"cashIsEstimate": false,
"receivables": 18089000,
"receivablesIsEstimate": false,
"liabilities": 332980000,
"liabilitiesIsEstimate": false
},
{
"year": 2022,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 3221485762.38,
"balanceTotalIsEstimate": false,
"earnings": 5960819.29,
"earningsIsEstimate": false,
"earningsCagr": -0.3071963003291711,
"earningsCagrIsEstimate": false,
"revenue": 2000000000,
"revenueIsEstimate": true,
"revenueCagr": 5.737126344056409,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.2980409645,
"returnOnSalesIsEstimate": true,
"equity": 167084491.59,
"equityIsEstimate": false,
"equityRatio": 5.186566196914051,
"equityRatioIsEstimate": false,
"cash": 14993080.87,
"cashIsEstimate": false,
"receivables": 15725142.29,
"receivablesIsEstimate": false,
"liabilities": 363477710.66,
"liabilitiesIsEstimate": false
},
{
"year": 2023,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 3406695033.31,
"balanceTotalIsEstimate": false,
"earnings": 6019224.4,
"earningsIsEstimate": false,
"earningsCagr": -1.1103420502173167,
"earningsCagrIsEstimate": false,
"revenue": 2100000000,
"revenueIsEstimate": true,
"revenueCagr": 7.034757146403625,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.28662973333333336,
"returnOnSalesIsEstimate": true,
"equity": 197480365.03,
"equityIsEstimate": false,
"equityRatio": 5.796831330632049,
"equityRatioIsEstimate": false,
"cash": 15130991.71,
"cashIsEstimate": false,
"receivables": 4722000,
"receivablesIsEstimate": false,
"liabilities": 349381638.97,
"liabilitiesIsEstimate": false
},
{
"year": 2024,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 3347325849.04,
"balanceTotalIsEstimate": false,
"earnings": 6500516.4,
"earningsIsEstimate": false,
"earningsCagr": 0.6044743000353625,
"earningsCagrIsEstimate": false,
"revenue": 2000000000,
"revenueIsEstimate": true,
"revenueCagr": 4.146641284934427,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.32502582,
"returnOnSalesIsEstimate": true,
"equity": 206381612.65,
"equityIsEstimate": false,
"equityRatio": 6.1655668422358545,
"equityRatioIsEstimate": false,
"cash": 12352665.13,
"cashIsEstimate": false,
"receivables": 5798559.01,
"receivablesIsEstimate": false,
"liabilities": 324552073.53,
"liabilitiesIsEstimate": false
}
]
}