Sparda-Bank Baden-Württemberg eG
unknown
Headquarters
Am Hauptbahnhof 3
70173 Stuttgart
Baden-Württemberg
Germany
Contact
Management
Markus Gerhard Müller
Member of the Executive Board
Since July 18, 2025
Martin Buch
Member of the Executive Board
Since March 29, 2016
Michael Lichtner
Member of the Executive Board
Since June 23, 2025
Susanne Drescher
Member of the Executive Board
Since July 2, 2024
Bernd Hans KlinkFormer
Member of the Executive Board
February 18, 2010 – June 23, 2025
Joachim HaasFormer
Member of the Executive Board
January 31, 2014 – July 18, 2025
Martin HettichFormer
Member of the Executive Board
February 18, 2010 – January 16, 2024
Financials
| Year | Revenue | Earnings | Balance Total | Equity Ratio |
|---|---|---|---|---|
| 2024 | ~10.000.000.000 € | 14.880.312 € | 14.970.075.201 € | 5.5% |
| 2023 | ~9.900.000.000 € | 10.945.368 € | 14.491.742.456 € | 5.6% |
| 2022 | ~11.000.000.000 € | 5.631.156 € | 15.553.223.280 € | 5.2% |
| 2021 | ~10.000.000.000 € | 12.527.000 € | 14.810.132.000 € | 4.6% |
| 2020 | ~9.900.000.000 € | 10.445.000 € | 14.498.197.000 € | 4.6% |
Industry
NACE 64.19Other monetary intermediationISIC 6419Other monetary intermediationNAICS 522110Commercial BankingNAICS 522120Savings InstitutionsNAICS 522130Credit UnionsNAICS 522190Other Depository Credit IntermediationNAICS 522390Other Activities Related to Credit IntermediationUKSIC 64.19Other monetary intermediationNACE2025 64.19Other monetary intermediation
Raw Data
{
"id": "65f78d86-691a-42de-b0fc-23e97eb4eb44",
"euId": "unknown",
"name": "Sparda-Bank Baden-Württemberg eG",
"legalForm": "eG",
"status": "active",
"foundationDate": "1931-03-11T00:00:00",
"vatId": "DE147794539",
"hq": {
"line2": null,
"street": "Am Hauptbahnhof 3",
"city": "Stuttgart",
"zipCode": "70173",
"state": "BW",
"country": "DE",
"latitude": 48.78691,
"longitude": 9.18083
},
"contactData": {
"emails": [
"info@sparda-bw.de"
],
"phones": [
"+49 180600585020"
],
"websites": [
"https://sparda-bw.de/"
],
"faxes": [
"+49 8003699000"
]
},
"managers": [
{
"name": "Bernd Hans Klink",
"position": "Member of the Executive Board",
"startDate": "2010-02-18T00:00:00",
"endDate": "2025-06-23T00:00:00"
},
{
"name": "Joachim Haas",
"position": "Member of the Executive Board",
"startDate": "2014-01-31T00:00:00",
"endDate": "2025-07-18T00:00:00"
},
{
"name": "Markus Gerhard Müller",
"position": "Member of the Executive Board",
"startDate": "2025-07-18T00:00:00",
"endDate": null
},
{
"name": "Martin Buch",
"position": "Member of the Executive Board",
"startDate": "2016-03-29T00:00:00",
"endDate": null
},
{
"name": "Martin Hettich",
"position": "Member of the Executive Board",
"startDate": "2010-02-18T00:00:00",
"endDate": "2024-01-16T00:00:00"
},
{
"name": "Michael Lichtner",
"position": "Member of the Executive Board",
"startDate": "2025-06-23T00:00:00",
"endDate": null
},
{
"name": "Susanne Drescher",
"position": "Member of the Executive Board",
"startDate": "2024-07-02T00:00:00",
"endDate": null
}
],
"industry": {
"isic": [
"6419"
],
"nace": [
"64.19"
],
"nace2025": [
"64.19"
],
"naics": [
"522110",
"522120",
"522130",
"522190",
"522390"
],
"uksic": [
"64.19"
],
"wz": []
},
"financials": [
{
"year": 2014,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 13479022117.76,
"balanceTotalIsEstimate": true,
"earnings": 37877000,
"earningsIsEstimate": false,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 18000000000,
"revenueIsEstimate": true,
"revenueCagr": 0,
"revenueCagrIsEstimate": false,
"returnOnSales": 0.21042777777777777,
"returnOnSalesIsEstimate": true,
"equity": 481166975.8,
"equityIsEstimate": true,
"equityRatio": 3.5697469118773304,
"equityRatioIsEstimate": true,
"cash": 157685597.87,
"cashIsEstimate": true,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 11399204235.93,
"liabilitiesIsEstimate": true
},
{
"year": 2015,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 14027941000,
"balanceTotalIsEstimate": false,
"earnings": 29875000,
"earningsIsEstimate": false,
"earningsCagr": -21.12627716028197,
"earningsCagrIsEstimate": false,
"revenue": 9500000000,
"revenueIsEstimate": true,
"revenueCagr": -47.22222222222222,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.3144736842105263,
"returnOnSalesIsEstimate": true,
"equity": 515425000,
"equityIsEstimate": false,
"equityRatio": 3.6742740791396256,
"equityRatioIsEstimate": false,
"cash": 59628000,
"cashIsEstimate": false,
"receivables": 16486000,
"receivablesIsEstimate": false,
"liabilities": 1240165000,
"liabilitiesIsEstimate": false
},
{
"year": 2016,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 13390067685.78,
"balanceTotalIsEstimate": false,
"earnings": 25097524.59,
"earningsIsEstimate": false,
"earningsCagr": -18.599390409185446,
"earningsCagrIsEstimate": false,
"revenue": 9000000000,
"revenueIsEstimate": true,
"revenueCagr": -29.28932188134524,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.27886138433333335,
"returnOnSalesIsEstimate": true,
"equity": 539271518.66,
"equityIsEstimate": false,
"equityRatio": 4.027399497260915,
"equityRatioIsEstimate": false,
"cash": 53625186.81,
"cashIsEstimate": false,
"receivables": 14305278.66,
"receivablesIsEstimate": false,
"liabilities": 757977382.23,
"liabilitiesIsEstimate": false
},
{
"year": 2017,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 0,
"balanceTotalIsEstimate": false,
"earnings": 0,
"earningsIsEstimate": false,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 0,
"revenueIsEstimate": false,
"revenueCagr": 0,
"revenueCagrIsEstimate": false,
"returnOnSales": 0,
"returnOnSalesIsEstimate": false,
"equity": 0,
"equityIsEstimate": false,
"equityRatio": 0,
"equityRatioIsEstimate": false,
"cash": 0,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 0,
"liabilitiesIsEstimate": false
},
{
"year": 2018,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 13700450000,
"balanceTotalIsEstimate": false,
"earnings": 24839167.58,
"earningsIsEstimate": true,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 9300000000,
"revenueIsEstimate": true,
"revenueCagr": 0,
"revenueCagrIsEstimate": false,
"returnOnSales": 0.26708782344086024,
"returnOnSalesIsEstimate": true,
"equity": 584711000,
"equityIsEstimate": false,
"equityRatio": 4.267823319671981,
"equityRatioIsEstimate": false,
"cash": 56454000,
"cashIsEstimate": false,
"receivables": 20691000,
"receivablesIsEstimate": false,
"liabilities": 406626000,
"liabilitiesIsEstimate": false
},
{
"year": 2019,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 14084580000,
"balanceTotalIsEstimate": false,
"earnings": 19587000,
"earningsIsEstimate": false,
"earningsCagr": -21.144700453766163,
"earningsCagrIsEstimate": true,
"revenue": 9600000000,
"revenueIsEstimate": true,
"revenueCagr": 3.2258064516129004,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.20403125,
"returnOnSalesIsEstimate": true,
"equity": 602346000,
"equityIsEstimate": false,
"equityRatio": 4.276634447033564,
"equityRatioIsEstimate": false,
"cash": 52788000,
"cashIsEstimate": false,
"receivables": 24462000,
"receivablesIsEstimate": false,
"liabilities": 301967000,
"liabilitiesIsEstimate": false
},
{
"year": 2020,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 14498197000,
"balanceTotalIsEstimate": false,
"earnings": 10445000,
"earningsIsEstimate": false,
"earningsCagr": -35.15362500628143,
"earningsCagrIsEstimate": true,
"revenue": 9900000000,
"revenueIsEstimate": true,
"revenueCagr": 3.1753909143191983,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.10550505050505049,
"returnOnSalesIsEstimate": true,
"equity": 669307000,
"equityIsEstimate": false,
"equityRatio": 4.616484380781969,
"equityRatioIsEstimate": false,
"cash": 41624000,
"cashIsEstimate": false,
"receivables": 29153000,
"receivablesIsEstimate": false,
"liabilities": 288860000,
"liabilitiesIsEstimate": false
},
{
"year": 2021,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 14810132000,
"balanceTotalIsEstimate": false,
"earnings": 12527000,
"earningsIsEstimate": false,
"earningsCagr": -20.40178171876651,
"earningsCagrIsEstimate": true,
"revenue": 10000000000,
"revenueIsEstimate": true,
"revenueCagr": 2.448518814028011,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.12527,
"returnOnSalesIsEstimate": true,
"equity": 687547000,
"equityIsEstimate": false,
"equityRatio": 4.642409669272361,
"equityRatioIsEstimate": false,
"cash": 0,
"cashIsEstimate": false,
"receivables": 19419000,
"receivablesIsEstimate": false,
"liabilities": 323684000,
"liabilitiesIsEstimate": false
},
{
"year": 2022,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 15553223280,
"balanceTotalIsEstimate": false,
"earnings": 5631155.76,
"earningsIsEstimate": false,
"earningsCagr": -30.997452345610565,
"earningsCagrIsEstimate": true,
"revenue": 11000000000,
"revenueIsEstimate": true,
"revenueCagr": 4.286341989653852,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.05119232509090909,
"returnOnSalesIsEstimate": true,
"equity": 802978774.05,
"equityIsEstimate": false,
"equityRatio": 5.162780470608662,
"equityRatioIsEstimate": false,
"cash": 31665663.15,
"cashIsEstimate": false,
"receivables": 31650321.52,
"receivablesIsEstimate": false,
"liabilities": 824059105.51,
"liabilitiesIsEstimate": false
},
{
"year": 2023,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 14491742456.02,
"balanceTotalIsEstimate": false,
"earnings": 10945367.63,
"earningsIsEstimate": false,
"earningsCagr": -13.539925095651162,
"earningsCagrIsEstimate": false,
"revenue": 9900000000,
"revenueIsEstimate": true,
"revenueCagr": 0.7722581159862241,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.110559268989899,
"returnOnSalesIsEstimate": true,
"equity": 814698529.34,
"equityIsEstimate": false,
"equityRatio": 5.621812089281002,
"equityRatioIsEstimate": false,
"cash": 34091617.23,
"cashIsEstimate": false,
"receivables": 32534867.52,
"receivablesIsEstimate": false,
"liabilities": 383329763.3,
"liabilitiesIsEstimate": false
},
{
"year": 2024,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 14970075200.88,
"balanceTotalIsEstimate": false,
"earnings": 14880312.48,
"earningsIsEstimate": false,
"earningsCagr": 9.25112097153451,
"earningsCagrIsEstimate": false,
"revenue": 10000000000,
"revenueIsEstimate": true,
"revenueCagr": 0.251574314781311,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.1488031248,
"returnOnSalesIsEstimate": true,
"equity": 822623687.35,
"equityIsEstimate": false,
"equityRatio": 5.49512060768835,
"equityRatioIsEstimate": false,
"cash": 31271711.95,
"cashIsEstimate": false,
"receivables": 35830173.87,
"receivablesIsEstimate": false,
"liabilities": 431367358.38,
"liabilitiesIsEstimate": false
}
]
}