Badischer Gemeinde-Versicherungs-Verband (BGV) Sonstige juristische Person HRA
DEB1601.HRA104483
Headquarters
Durlacher Allee 56
76131 Karlsruhe
Baden-Württemberg
Germany
Contact
Management
Jürgen Schmitz
Member of the Executive Board
Since July 12, 2023
Matthias Kreibich
Member of the Executive Board
Since January 24, 2022
Philipp Lechner
Member of the Executive Board
Since July 9, 2024
Carl Moritz FinkelnburgFormer
Member of the Executive Board
April 15, 2019 – April 14, 2023
Edgar BohnFormer
Member of the Executive Board
October 19, 2006 – February 20, 2025
Heinz OhnmachtFormer
Member of the Executive Board
October 19, 2006 – April 15, 2019
Raimund HerrmannFormer
Member of the Executive Board
October 19, 2006 – April 5, 2022
Financials
| Year | Revenue | Earnings | Balance Total | Equity Ratio |
|---|---|---|---|---|
| 2024 | ~1.400.000.000 € | 8.085.310 € | 1.265.295.597 € | 19.3% |
| 2023 | ~1.300.000.000 € | 10.536.795 € | 1.217.846.185 € | 19.4% |
| 2022 | ~1.300.000.000 € | 11.491.141 € | 1.187.548.785 € | 0.1% |
| 2021 | ~1.200.000.000 € | 15.030.543 € | 1.151.665.295 € | 0.1% |
| 2020 | ~1.200.000.000 € | 9.712.038 € | 1.151.665.295 € | 0.0% |
Industry
NACE 65Insurance, reinsurance and pension funding, except compulsory social securityISIC 65Insurance, reinsurance and pension funding, except compulsory social securityUKSIC 65Insurance, reinsurance and pension funding, except compulsory social securityNACE2025 65Insurance, reinsurance and pension funding, except compulsory social security
Raw Data
{
"id": "eb59fcfe-3c7f-46b4-8ae7-99aaa487bfba",
"euId": "DEB1601.HRA104483",
"name": "Badischer Gemeinde-Versicherungs-Verband (BGV) Sonstige juristische Person HRA",
"legalForm": "Sonstige juristische Person HRA",
"status": "active",
"foundationDate": "1999-08-12T00:00:00",
"vatId": "DE143588621",
"hq": {
"line2": null,
"street": "Durlacher Allee 56",
"city": "Karlsruhe",
"zipCode": "76131",
"state": "BW",
"country": "DE",
"latitude": 49.0065419,
"longitude": 8.4255428
},
"contactData": {
"emails": [
"info@bgv.de"
],
"phones": [
"+49 7216600"
],
"websites": [
"https://bgv.de/"
],
"faxes": [
"+49 7216905299"
]
},
"managers": [
{
"name": "Carl Moritz Finkelnburg",
"position": "Member of the Executive Board",
"startDate": "2019-04-15T00:00:00",
"endDate": "2023-04-14T00:00:00"
},
{
"name": "Edgar Bohn",
"position": "Member of the Executive Board",
"startDate": "2006-10-19T00:00:00",
"endDate": "2025-02-20T00:00:00"
},
{
"name": "Heinz Ohnmacht",
"position": "Member of the Executive Board",
"startDate": "2006-10-19T00:00:00",
"endDate": "2019-04-15T00:00:00"
},
{
"name": "Jürgen Schmitz",
"position": "Member of the Executive Board",
"startDate": "2023-07-12T00:00:00",
"endDate": null
},
{
"name": "Matthias Kreibich",
"position": "Member of the Executive Board",
"startDate": "2022-01-24T00:00:00",
"endDate": null
},
{
"name": "Philipp Lechner",
"position": "Member of the Executive Board",
"startDate": "2024-07-09T00:00:00",
"endDate": null
},
{
"name": "Raimund Herrmann",
"position": "Member of the Executive Board",
"startDate": "2006-10-19T00:00:00",
"endDate": "2022-04-05T00:00:00"
}
],
"industry": {
"isic": [
"65"
],
"nace": [
"65"
],
"nace2025": [
"65"
],
"naics": [],
"uksic": [
"65"
],
"wz": []
},
"financials": [
{
"year": 2006,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 533593491.6,
"balanceTotalIsEstimate": true,
"earnings": 3219900,
"earningsIsEstimate": true,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 590000000,
"revenueIsEstimate": true,
"revenueCagr": 0,
"revenueCagrIsEstimate": false,
"returnOnSales": 0.5457457627118644,
"returnOnSalesIsEstimate": true,
"equity": 97554557.37,
"equityIsEstimate": true,
"equityRatio": 18.282561332875147,
"equityRatioIsEstimate": true,
"cash": 42487319.81,
"cashIsEstimate": true,
"receivables": 513364.65,
"receivablesIsEstimate": true,
"liabilities": 21614579.4,
"liabilitiesIsEstimate": true
},
{
"year": 2007,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 577096610.45,
"balanceTotalIsEstimate": false,
"earnings": 4500600,
"earningsIsEstimate": false,
"earningsCagr": 39.774527159228555,
"earningsCagrIsEstimate": true,
"revenue": 640000000,
"revenueIsEstimate": true,
"revenueCagr": 8.47457627118644,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.70321875,
"returnOnSalesIsEstimate": true,
"equity": 102095657,
"equityIsEstimate": false,
"equityRatio": 17.6912591672284,
"equityRatioIsEstimate": false,
"cash": 36799929,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 5466790,
"liabilitiesIsEstimate": false
},
{
"year": 2008,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 577096610,
"balanceTotalIsEstimate": false,
"earnings": 4751900,
"earningsIsEstimate": false,
"earningsCagr": 21.482145751502625,
"earningsCagrIsEstimate": true,
"revenue": 640000000,
"revenueIsEstimate": true,
"revenueCagr": 4.151128784659086,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.742484375,
"returnOnSalesIsEstimate": true,
"equity": 767300,
"equityIsEstimate": false,
"equityRatio": 0.1329586739384936,
"equityRatioIsEstimate": false,
"cash": 18822705,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 8851117,
"liabilitiesIsEstimate": false
},
{
"year": 2009,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 669480775.97,
"balanceTotalIsEstimate": true,
"earnings": 6735095.88,
"earningsIsEstimate": true,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 740000000,
"revenueIsEstimate": true,
"revenueCagr": 0,
"revenueCagrIsEstimate": false,
"returnOnSales": 0.9101480918918918,
"returnOnSalesIsEstimate": true,
"equity": 118449612.79,
"equityIsEstimate": true,
"equityRatio": 17.692757886644355,
"equityRatioIsEstimate": true,
"cash": 26420730.75,
"cashIsEstimate": true,
"receivables": 1325035.87,
"receivablesIsEstimate": true,
"liabilities": 31665593.55,
"liabilitiesIsEstimate": true
},
{
"year": 2010,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 709880462,
"balanceTotalIsEstimate": false,
"earnings": 6289394,
"earningsIsEstimate": false,
"earningsCagr": -6.617602598999673,
"earningsCagrIsEstimate": true,
"revenue": 780000000,
"revenueIsEstimate": true,
"revenueCagr": 5.405405405405395,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.806332564102564,
"returnOnSalesIsEstimate": true,
"equity": 138050531.15,
"equityIsEstimate": true,
"equityRatio": 19.447010946189415,
"equityRatioIsEstimate": true,
"cash": 14207667,
"cashIsEstimate": false,
"receivables": 1039818.02,
"receivablesIsEstimate": true,
"liabilities": 33445213.18,
"liabilitiesIsEstimate": true
},
{
"year": 2011,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 745700102,
"balanceTotalIsEstimate": false,
"earnings": 4013911,
"earningsIsEstimate": false,
"earningsCagr": -22.800946087719296,
"earningsCagrIsEstimate": true,
"revenue": 820000000,
"revenueIsEstimate": true,
"revenueCagr": 5.266714022434837,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.4895013414634147,
"returnOnSalesIsEstimate": true,
"equity": 0,
"equityIsEstimate": false,
"equityRatio": 0,
"equityRatioIsEstimate": false,
"cash": 18232908,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 0,
"liabilitiesIsEstimate": false
},
{
"year": 2012,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 765451534,
"balanceTotalIsEstimate": false,
"earnings": 4848812,
"earningsIsEstimate": false,
"earningsCagr": -10.374720911654556,
"earningsCagrIsEstimate": true,
"revenue": 840000000,
"revenueIsEstimate": true,
"revenueCagr": 4.3155828045921885,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.5772395238095238,
"returnOnSalesIsEstimate": true,
"equity": 582400,
"equityIsEstimate": false,
"equityRatio": 0.07608581002595521,
"equityRatioIsEstimate": false,
"cash": 24711000,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 0,
"liabilitiesIsEstimate": false
},
{
"year": 2013,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 0,
"balanceTotalIsEstimate": false,
"earnings": 0,
"earningsIsEstimate": false,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 0,
"revenueIsEstimate": false,
"revenueCagr": 0,
"revenueCagrIsEstimate": false,
"returnOnSales": 0,
"returnOnSalesIsEstimate": false,
"equity": 0,
"equityIsEstimate": false,
"equityRatio": 0,
"equityRatioIsEstimate": false,
"cash": 0,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 0,
"liabilitiesIsEstimate": false
},
{
"year": 2014,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 861072639.16,
"balanceTotalIsEstimate": false,
"earnings": 5219826,
"earningsIsEstimate": false,
"earningsCagr": 0,
"earningsCagrIsEstimate": false,
"revenue": 940000000,
"revenueIsEstimate": true,
"revenueCagr": 0,
"revenueCagrIsEstimate": false,
"returnOnSales": 0.5553006382978724,
"returnOnSalesIsEstimate": true,
"equity": 612700,
"equityIsEstimate": false,
"equityRatio": 0.0711554370834156,
"equityRatioIsEstimate": false,
"cash": 41382982,
"cashIsEstimate": false,
"receivables": 999424.63,
"receivablesIsEstimate": true,
"liabilities": 29965912.85,
"liabilitiesIsEstimate": true
},
{
"year": 2015,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 907230427.74,
"balanceTotalIsEstimate": false,
"earnings": 8180913,
"earningsIsEstimate": false,
"earningsCagr": 56.72769552088517,
"earningsCagrIsEstimate": false,
"revenue": 980000000,
"revenueIsEstimate": true,
"revenueCagr": 4.255319148936176,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.8347870408163266,
"returnOnSalesIsEstimate": true,
"equity": 628900,
"equityIsEstimate": false,
"equityRatio": 0.06932086719871727,
"equityRatioIsEstimate": false,
"cash": 21272112,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 0,
"liabilitiesIsEstimate": false
},
{
"year": 2016,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 946958103.39,
"balanceTotalIsEstimate": false,
"earnings": 9426220,
"earningsIsEstimate": false,
"earningsCagr": 34.3818985954911,
"earningsCagrIsEstimate": false,
"revenue": 1000000000,
"revenueIsEstimate": true,
"revenueCagr": 3.14212462587935,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.9426220000000001,
"returnOnSalesIsEstimate": true,
"equity": 655950,
"equityIsEstimate": false,
"equityRatio": 0.06926916804996706,
"equityRatioIsEstimate": false,
"cash": 23733061,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 0,
"liabilitiesIsEstimate": false
},
{
"year": 2017,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 188510572.1,
"balanceTotalIsEstimate": false,
"earnings": 10845845.82,
"earningsIsEstimate": false,
"earningsCagr": 27.605423547629115,
"earningsCagrIsEstimate": false,
"revenue": 220000000,
"revenueIsEstimate": true,
"revenueCagr": -38.373863378757136,
"revenueCagrIsEstimate": true,
"returnOnSales": 4.929929918181818,
"returnOnSalesIsEstimate": true,
"equity": 0,
"equityIsEstimate": false,
"equityRatio": 0,
"equityRatioIsEstimate": false,
"cash": 13383579.61,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 0,
"liabilitiesIsEstimate": false
},
{
"year": 2018,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1040250951.02,
"balanceTotalIsEstimate": false,
"earnings": 7317742.08,
"earningsIsEstimate": false,
"earningsCagr": 8.812870703237285,
"earningsCagrIsEstimate": false,
"revenue": 1100000000,
"revenueIsEstimate": true,
"revenueCagr": 4.007871301498489,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.6652492799999999,
"returnOnSalesIsEstimate": true,
"equity": 706800,
"equityIsEstimate": false,
"equityRatio": 0.06794514336247033,
"equityRatioIsEstimate": false,
"cash": 18509107.77,
"cashIsEstimate": false,
"receivables": 16756049.09,
"receivablesIsEstimate": true,
"liabilities": 3198548.45,
"liabilitiesIsEstimate": false
},
{
"year": 2019,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1040250951.02,
"balanceTotalIsEstimate": false,
"earnings": 5245812.77,
"earningsIsEstimate": false,
"earningsCagr": -10.51448271357539,
"earningsCagrIsEstimate": false,
"revenue": 1100000000,
"revenueIsEstimate": true,
"revenueCagr": 2.9299240613706035,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.47689206999999995,
"returnOnSalesIsEstimate": true,
"equity": 0,
"equityIsEstimate": false,
"equityRatio": 0,
"equityRatioIsEstimate": false,
"cash": 21035288.61,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 2615985.73,
"liabilitiesIsEstimate": false
},
{
"year": 2020,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1151665294.51,
"balanceTotalIsEstimate": false,
"earnings": 9712038.15,
"earningsIsEstimate": false,
"earningsCagr": 0.7495701801811139,
"earningsCagrIsEstimate": false,
"revenue": 1200000000,
"revenueIsEstimate": true,
"revenueCagr": 4.663513939210562,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.8093365124999999,
"returnOnSalesIsEstimate": true,
"equity": 0,
"equityIsEstimate": false,
"equityRatio": 0,
"equityRatioIsEstimate": false,
"cash": 21563495.17,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 2808291.09,
"liabilitiesIsEstimate": false
},
{
"year": 2021,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1151665294.51,
"balanceTotalIsEstimate": false,
"earnings": 15030542.67,
"earningsIsEstimate": false,
"earningsCagr": 8.499517935379085,
"earningsCagrIsEstimate": false,
"revenue": 1200000000,
"revenueIsEstimate": true,
"revenueCagr": 52.82332389018924,
"revenueCagrIsEstimate": true,
"returnOnSales": 1.2525452225,
"returnOnSalesIsEstimate": true,
"equity": 782350,
"equityIsEstimate": false,
"equityRatio": 0.06793206357172264,
"equityRatioIsEstimate": false,
"cash": 29491477.03,
"cashIsEstimate": false,
"receivables": 0,
"receivablesIsEstimate": false,
"liabilities": 3747445.44,
"liabilitiesIsEstimate": false
},
{
"year": 2022,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1187548785.42,
"balanceTotalIsEstimate": false,
"earnings": 11491141.49,
"earningsIsEstimate": false,
"earningsCagr": 11.942890944926422,
"earningsCagrIsEstimate": false,
"revenue": 1300000000,
"revenueIsEstimate": true,
"revenueCagr": 4.264788543842446,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.8839339607692308,
"returnOnSalesIsEstimate": true,
"equity": 831550,
"equityIsEstimate": false,
"equityRatio": 0.07002238646607735,
"equityRatioIsEstimate": false,
"cash": 16492226.22,
"cashIsEstimate": false,
"receivables": 2296911.84,
"receivablesIsEstimate": true,
"liabilities": 4248418.31,
"liabilitiesIsEstimate": false
},
{
"year": 2023,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1217846185.25,
"balanceTotalIsEstimate": false,
"earnings": 10536794.87,
"earningsIsEstimate": false,
"earningsCagr": 19.04850195268386,
"earningsCagrIsEstimate": false,
"revenue": 1300000000,
"revenueIsEstimate": true,
"revenueCagr": 4.264788543842446,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.8105226823076923,
"returnOnSalesIsEstimate": true,
"equity": 236555861,
"equityIsEstimate": true,
"equityRatio": 19.42411643317992,
"equityRatioIsEstimate": true,
"cash": 17853677.2,
"cashIsEstimate": false,
"receivables": 35691124.27,
"receivablesIsEstimate": true,
"liabilities": 3005292.48,
"liabilitiesIsEstimate": false
},
{
"year": 2024,
"currency": "EUR",
"capital": 0,
"capitalIsEstimate": false,
"balanceTotal": 1265295597.19,
"balanceTotalIsEstimate": false,
"earnings": 8085309.75,
"earningsIsEstimate": false,
"earningsCagr": -4.479503607081369,
"earningsCagrIsEstimate": false,
"revenue": 1400000000,
"revenueIsEstimate": true,
"revenueCagr": 3.9289877625411807,
"revenueCagrIsEstimate": true,
"returnOnSales": 0.577522125,
"returnOnSalesIsEstimate": true,
"equity": 244702420.75,
"equityIsEstimate": true,
"equityRatio": 19.33954573883298,
"equityRatioIsEstimate": true,
"cash": 33545549.81,
"cashIsEstimate": false,
"receivables": 2412642.98,
"receivablesIsEstimate": true,
"liabilities": 3718375.81,
"liabilitiesIsEstimate": false
}
]
}