Volksbank Heinsberg eG

{
  "id": "5d414a24-fcc2-464a-919e-8bc8636c5bfd",
  "euId": "unknown",
  "name": "Volksbank Heinsberg eG",
  "legalForm": "eG",
  "status": "active",
  "foundationDate": "2002-11-08T00:00:00",
  "vatId": "DE122441872",
  "hq": {
    "line2": null,
    "street": "Siemensstr. 5",
    "city": "Heinsberg",
    "zipCode": "52525",
    "state": "NW",
    "country": "DE",
    "latitude": 51.06006559999999,
    "longitude": 6.1086892
  },
  "contactData": {
    "emails": [
      "info@volksbank-heinsberg.de"
    ],
    "phones": [
      "+49 24529253000"
    ],
    "websites": [
      "https://volksbank-heinsberg.de/"
    ],
    "faxes": [
      "+49 2452180199"
    ]
  },
  "managers": [
    {
      "name": "Dirk Cormann",
      "position": "Member of the Executive Board",
      "startDate": "2015-09-04T00:00:00",
      "endDate": null
    },
    {
      "name": "Klaus-Dieter Kroll",
      "position": "Member of the Executive Board",
      "startDate": "2008-07-31T00:00:00",
      "endDate": "2018-11-16T00:00:00"
    },
    {
      "name": "Kurt Hauser",
      "position": "Member of the Executive Board",
      "startDate": "2015-09-04T00:00:00",
      "endDate": "2025-01-08T00:00:00"
    },
    {
      "name": "Thomas Giessing",
      "position": "Member of the Executive Board",
      "startDate": "2012-07-10T00:00:00",
      "endDate": "2017-11-14T00:00:00"
    },
    {
      "name": "Ulrich Lowis",
      "position": "Member of the Executive Board",
      "startDate": "2022-11-07T00:00:00",
      "endDate": null
    }
  ],
  "industry": {
    "isic": [
      "6419"
    ],
    "nace": [
      "64.19"
    ],
    "nace2025": [
      "64.19"
    ],
    "naics": [
      "522110",
      "522120",
      "522130",
      "522190",
      "522390"
    ],
    "uksic": [
      "64.19"
    ],
    "wz": [
      "64.19.3"
    ]
  },
  "financials": [
    {
      "year": 2009,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 789251000,
      "balanceTotalIsEstimate": false,
      "earnings": 1884734.05,
      "earningsIsEstimate": false,
      "earningsCagr": 0,
      "earningsCagrIsEstimate": false,
      "revenue": 460000000,
      "revenueIsEstimate": true,
      "revenueCagr": 0,
      "revenueCagrIsEstimate": false,
      "returnOnSales": 0.4097247934782609,
      "returnOnSalesIsEstimate": true,
      "equity": 49755000,
      "equityIsEstimate": false,
      "equityRatio": 6.304078170315908,
      "equityRatioIsEstimate": false,
      "cash": 7065000,
      "cashIsEstimate": false,
      "receivables": 5667000,
      "receivablesIsEstimate": false,
      "liabilities": 108187000,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2010,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 804599935.83,
      "balanceTotalIsEstimate": false,
      "earnings": 2399724.34,
      "earningsIsEstimate": false,
      "earningsCagr": 27.324294905161818,
      "earningsCagrIsEstimate": false,
      "revenue": 470000000,
      "revenueIsEstimate": true,
      "revenueCagr": 2.1739130434782705,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.5105796468085106,
      "returnOnSalesIsEstimate": true,
      "equity": 51692000,
      "equityIsEstimate": false,
      "equityRatio": 6.424559299358651,
      "equityRatioIsEstimate": false,
      "cash": 6876312.46,
      "cashIsEstimate": false,
      "receivables": 7110000,
      "receivablesIsEstimate": false,
      "liabilities": 563.05,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2011,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 851484748.56,
      "balanceTotalIsEstimate": false,
      "earnings": 3741000,
      "earningsIsEstimate": false,
      "earningsCagr": 40.88631688758782,
      "earningsCagrIsEstimate": false,
      "revenue": 500000000,
      "revenueIsEstimate": true,
      "revenueCagr": 4.25720702853738,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.7482,
      "returnOnSalesIsEstimate": true,
      "equity": 54936211.43,
      "equityIsEstimate": false,
      "equityRatio": 6.451813907754205,
      "equityRatioIsEstimate": false,
      "cash": 7268434.54,
      "cashIsEstimate": false,
      "receivables": 6129786.88,
      "receivablesIsEstimate": false,
      "liabilities": 126427821.82,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2012,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 871026994.87,
      "balanceTotalIsEstimate": false,
      "earnings": 3722000,
      "earningsIsEstimate": false,
      "earningsCagr": 25.461005556123183,
      "earningsCagrIsEstimate": false,
      "revenue": 500000000,
      "revenueIsEstimate": true,
      "revenueCagr": 2.818372270192615,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.7444000000000001,
      "returnOnSalesIsEstimate": true,
      "equity": 58286728.21,
      "equityIsEstimate": false,
      "equityRatio": 6.691724659888325,
      "equityRatioIsEstimate": false,
      "cash": 7257474.35,
      "cashIsEstimate": false,
      "receivables": 5587837.7,
      "receivablesIsEstimate": false,
      "liabilities": 134532179.44,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2013,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 849630523.36,
      "balanceTotalIsEstimate": false,
      "earnings": 3450977.37,
      "earningsIsEstimate": true,
      "earningsCagr": 16.32498593023872,
      "earningsCagrIsEstimate": true,
      "revenue": 490000000,
      "revenueIsEstimate": true,
      "revenueCagr": 1.592012140929655,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.7042810959183674,
      "returnOnSalesIsEstimate": true,
      "equity": 61705492.49,
      "equityIsEstimate": false,
      "equityRatio": 7.262626611621219,
      "equityRatioIsEstimate": false,
      "cash": 9534809.38,
      "cashIsEstimate": false,
      "receivables": 5057763.02,
      "receivablesIsEstimate": false,
      "liabilities": 108241596.98,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2014,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 864046795.34,
      "balanceTotalIsEstimate": true,
      "earnings": 3718823.52,
      "earningsIsEstimate": true,
      "earningsCagr": 11.573499038136514,
      "earningsCagrIsEstimate": true,
      "revenue": 930000000,
      "revenueIsEstimate": true,
      "revenueCagr": 18.603163375219545,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.39987349677419354,
      "returnOnSalesIsEstimate": true,
      "equity": 82113000,
      "equityIsEstimate": true,
      "equityRatio": 9.50330473336097,
      "equityRatioIsEstimate": true,
      "cash": 8251569.42,
      "cashIsEstimate": true,
      "receivables": 0,
      "receivablesIsEstimate": false,
      "liabilities": 864046795.34,
      "liabilitiesIsEstimate": true
    },
    {
      "year": 2015,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 1219799242.38,
      "balanceTotalIsEstimate": false,
      "earnings": 12530155.67,
      "earningsIsEstimate": false,
      "earningsCagr": 35.282677313700425,
      "earningsCagrIsEstimate": true,
      "revenue": 720000000,
      "revenueIsEstimate": true,
      "revenueCagr": 9.544511501033215,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 1.740299398611111,
      "returnOnSalesIsEstimate": true,
      "equity": 68200267.15,
      "equityIsEstimate": false,
      "equityRatio": 5.5911058787781895,
      "equityRatioIsEstimate": false,
      "cash": 9516124.32,
      "cashIsEstimate": false,
      "receivables": 6678084.36,
      "receivablesIsEstimate": false,
      "liabilities": 174211318.55,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2016,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 1242663524.69,
      "balanceTotalIsEstimate": false,
      "earnings": 6288000,
      "earningsIsEstimate": false,
      "earningsCagr": 14.007662405014276,
      "earningsCagrIsEstimate": true,
      "revenue": 740000000,
      "revenueIsEstimate": true,
      "revenueCagr": 10.297439048222866,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.8497297297297297,
      "returnOnSalesIsEstimate": true,
      "equity": 74397283.33,
      "equityIsEstimate": false,
      "equityRatio": 5.986920984790267,
      "equityRatioIsEstimate": false,
      "cash": 7903278.78,
      "cashIsEstimate": false,
      "receivables": 8286010.02,
      "receivablesIsEstimate": false,
      "liabilities": 156864524.19,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2017,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 1312939567.2,
      "balanceTotalIsEstimate": false,
      "earnings": 4829000,
      "earningsIsEstimate": false,
      "earningsCagr": 8.762397782342157,
      "earningsCagrIsEstimate": true,
      "revenue": 780000000,
      "revenueIsEstimate": true,
      "revenueCagr": 12.324535332273733,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.619102564102564,
      "returnOnSalesIsEstimate": true,
      "equity": 79007315.49,
      "equityIsEstimate": false,
      "equityRatio": 6.017589648737032,
      "equityRatioIsEstimate": false,
      "cash": 7757658.64,
      "cashIsEstimate": false,
      "receivables": 7910587.91,
      "receivablesIsEstimate": false,
      "liabilities": 1542796.44,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2018,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 1403128984.97,
      "balanceTotalIsEstimate": false,
      "earnings": 3752668.58,
      "earningsIsEstimate": false,
      "earningsCagr": 0.22675289723188552,
      "earningsCagrIsEstimate": true,
      "revenue": 830000000,
      "revenueIsEstimate": true,
      "revenueCagr": -2.803911911936219,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.45212874457831326,
      "returnOnSalesIsEstimate": true,
      "equity": 82421153.92,
      "equityIsEstimate": false,
      "equityRatio": 5.874096736855751,
      "equityRatioIsEstimate": false,
      "cash": 10151133.14,
      "cashIsEstimate": false,
      "receivables": 8414187.24,
      "receivablesIsEstimate": false,
      "liabilities": 182958315.39,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2019,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 1489372706.19,
      "balanceTotalIsEstimate": false,
      "earnings": 3924000,
      "earningsIsEstimate": false,
      "earningsCagr": -25.19284591455864,
      "earningsCagrIsEstimate": false,
      "revenue": 910000000,
      "revenueIsEstimate": true,
      "revenueCagr": 6.029624646573972,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.43120879120879124,
      "returnOnSalesIsEstimate": true,
      "equity": 85980356.78,
      "equityIsEstimate": false,
      "equityRatio": 5.77292415945693,
      "equityRatioIsEstimate": false,
      "cash": 7903001.29,
      "cashIsEstimate": false,
      "receivables": 15907865.68,
      "receivablesIsEstimate": false,
      "liabilities": 185408729.85,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2020,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 1626311168.37,
      "balanceTotalIsEstimate": false,
      "earnings": 3931000,
      "earningsIsEstimate": false,
      "earningsCagr": -11.080373932684672,
      "earningsCagrIsEstimate": false,
      "revenue": 1000000000,
      "revenueIsEstimate": true,
      "revenueCagr": 7.818198252344799,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.39309999999999995,
      "returnOnSalesIsEstimate": true,
      "equity": 89672845.29,
      "equityIsEstimate": false,
      "equityRatio": 5.513879940938748,
      "equityRatioIsEstimate": false,
      "cash": 9036921.11,
      "cashIsEstimate": false,
      "receivables": 22350571.6,
      "receivablesIsEstimate": false,
      "liabilities": 208999367.23,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2021,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 1752786620.64,
      "balanceTotalIsEstimate": false,
      "earnings": 4261000,
      "earningsIsEstimate": false,
      "earningsCagr": -3.0799605587508716,
      "earningsCagrIsEstimate": false,
      "revenue": 1100000000,
      "revenueIsEstimate": true,
      "revenueCagr": 8.974408554977199,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.38736363636363635,
      "returnOnSalesIsEstimate": true,
      "equity": 93385722.71,
      "equityIsEstimate": false,
      "equityRatio": 5.3278431961046,
      "equityRatioIsEstimate": false,
      "cash": 9376812.11,
      "cashIsEstimate": false,
      "receivables": 23099217.6,
      "receivablesIsEstimate": false,
      "liabilities": 254796952.48,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2022,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 2365475241.33,
      "balanceTotalIsEstimate": false,
      "earnings": 598000,
      "earningsIsEstimate": false,
      "earningsCagr": -36.81845476901867,
      "earningsCagrIsEstimate": false,
      "revenue": 1500000000,
      "revenueIsEstimate": true,
      "revenueCagr": 15.94533819195416,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.03986666666666667,
      "returnOnSalesIsEstimate": true,
      "equity": 122804184.89,
      "equityIsEstimate": false,
      "equityRatio": 5.19152273269843,
      "equityRatioIsEstimate": false,
      "cash": 10912295.9,
      "cashIsEstimate": false,
      "receivables": 26943574.48,
      "receivablesIsEstimate": false,
      "liabilities": 311651549.42,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2023,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 2252000447.5,
      "balanceTotalIsEstimate": false,
      "earnings": 5688204.64,
      "earningsIsEstimate": false,
      "earningsCagr": 9.72650678976974,
      "earningsCagrIsEstimate": false,
      "revenue": 1400000000,
      "revenueIsEstimate": true,
      "revenueCagr": 11.370882455518183,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.40630033142857136,
      "returnOnSalesIsEstimate": true,
      "equity": 127879069.35,
      "equityIsEstimate": false,
      "equityRatio": 5.678465539026053,
      "equityRatioIsEstimate": false,
      "cash": 9075964.81,
      "cashIsEstimate": false,
      "receivables": 27098854.43,
      "receivablesIsEstimate": false,
      "liabilities": 320749720.84,
      "liabilitiesIsEstimate": false
    },
    {
      "year": 2024,
      "currency": "EUR",
      "capital": 0,
      "capitalIsEstimate": false,
      "balanceTotal": 2344513852.15,
      "balanceTotalIsEstimate": false,
      "earnings": 4654593.63,
      "earningsIsEstimate": false,
      "earningsCagr": 4.314500243004815,
      "earningsCagrIsEstimate": false,
      "revenue": 1500000000,
      "revenueIsEstimate": true,
      "revenueCagr": 10.668191970032147,
      "revenueCagrIsEstimate": true,
      "returnOnSales": 0.31030624199999995,
      "returnOnSalesIsEstimate": true,
      "equity": 132155058.63,
      "equityIsEstimate": false,
      "equityRatio": 5.63677875090434,
      "equityRatioIsEstimate": false,
      "cash": 8607235.58,
      "cashIsEstimate": false,
      "receivables": 24307628.82,
      "receivablesIsEstimate": false,
      "liabilities": 321771721.79,
      "liabilitiesIsEstimate": false
    }
  ]
}